Retiree Health Care Design and Strategy in a Post-Reform Environment: Continued Growth of Exchange-Based Strategies
Six years after the largest transformation in the national health care system since the introduction of Medicare and Medicaid in 1965, the employer-sponsored retiree health care market continues to rapidly evolve.
Federal health care reform has created the impetus for change at a time when escalating health care costs and benefit liabilities threaten to crowd out other mission-critical investments plan sponsors need to make in the current economic and competitive environment.
Plan sponsors are finding that new strategies can create significant savings opportunities for all stakeholders and allow them to effectively reposition their retiree health care programs for the future. Creative solutions to support these new strategy options are quickly forming, with a variety of new products and services designed to take full advantage of health care reform.