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Published By: FICO     Published Date: Nov 03, 2015
Critical to proper execution.
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strategic, enterprise, risk, compliance
    
FICO
Published By: FICO     Published Date: Nov 10, 2015
As the interest rate environment normalizes, deposits are expected to get highly competitive. Your pricing strategy and capabilities will be central to gain a competitive advantage.
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banking, deposit pricing, price metric, strategy
    
FICO
Published By: FICO     Published Date: Nov 10, 2015
"ACG Michigan, a large auto insurance underwriter in the US state of Michigan, needed a user-friendly system that would enable its agents (internal and independent) to churn out precise and consistent policy quotes and underwriting decisions. They turned to FICO Blaze Advisor decision rules management system to create an enterprise decision management framework to execute decisions. Learn more on how FICO Blaze Advisor helped ACG Michigan automate its underwriting About FICO FICO (NYSE: FICO), formerly known as Fair Isaac, is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company's groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimiz
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decision analytics, optimization, profitability, finance
    
FICO
Published By: FICO     Published Date: Nov 10, 2015
ACG Michigan, a large auto insurance underwriter in the US state of Michigan, needed a user-friendly system that would enable its agents (internal and independent) to churn out precise and consistent policy quotes and underwriting decisions. They turned to FICO Blaze Advisor decision rules management system to create an enterprise decision management framework to execute decisions.
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auto, insurance, underwriting, finance
    
FICO
Published By: FICO     Published Date: Nov 10, 2015
When car dealerships have interested customers who are ready to purchase vehicles, nothing is more frustrating than struggling to structure the right deals—ones that maximize profitability, fit the risk parameters of the lender and satisfy buyers. This was the challenge for a large auto finance company, which was forced to reject too many prospective buyers who could have been profitably financed if the deals had been structured properly.
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deal structure, auto, financing, profitability, finance
    
FICO
Published By: FICO     Published Date: Nov 17, 2016
Você já se perguntou como um grande varejista da América do Sul modernizou a concessão de crédito? A fim de manter a competitividade, os varejistas precisam tomar decisões de crédito cada vez mais rápidas no ponto de venda. Este foi um desafio para este grande varejista da América do Sul, que usava uma estrutura antiquada (com mainframe) e um processo manual para determinar quais propostas de crédito deveriam ser aprovadas.
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FICO
Published By: FICO     Published Date: Nov 21, 2016
¿Se ha preguntado alguna vez cómo un gran minorista en Latinoamérica moderniza el proceso de otorgamiento de crédito? A fin de mantenerse competitivos, los minoristas necesitan tomar decisiones de crédito más rápidamente en el punto de venta. Esto fue un desafío para este gran minorista latinoamericano, que estaba usando sistemas anticuados y un proceso manual para determinar la aprobación de solicitudes de crédito. El minorista se asoció con FICO con el objetivo de crear flujos de trabajo de decisión y automatizar las aprobaciones, integrando componentes de soluciones flexibles al sistema ya existente.
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FICO
Published By: FICO     Published Date: Feb 06, 2018
In a rapidly advancing and changing market, retailers need to be prepared for the unexpected, from the impacts of new payment options, to the challenges of new entrants and innovations, increasingly complex global supply chains and digitally empowered customers looking to direct their own shopping experience. While many retailers continue to keep in-store and on-line interactions separate, the leading retailers understand that all channels must be seamlessly integrated to help ensure success — including optimizing logistics for a smarter shopping experience, managing or sourcing on-line inventory to respond to consumer demand, striking the right balance between customer satisfaction and maximising return, and space optimization in the store itself.
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customer, loyalty, inventory, optimization, cost, reduction
    
FICO
Published By: FICO     Published Date: Feb 06, 2018
The FICO® Enterprise Security Score measures the likelihood that you will suffer a data breach in the coming 12 months. To deliver the FICO Enterprise Security Score, we access billions of external data points at internet scale and apply our analytics to give you an empirically derived score. You can measure the cybersecurity risk of your organization, or any organization you want to work with, to see the risk you are inheriting from your supply chain. We provide the information behind your cybersecurity score so you can see where you need to take action, and you can measure the effect of improvements on your overall cybersecurity posture.
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grow, optimize, business, enterprise, security, data, breach
    
FICO
Published By: FICO     Published Date: Feb 06, 2018
Interpol reports social engineering as the “broad term that refers to the scams used by criminals to trick, deceive and manipulate their victims into giving out confidential information and funds.” Scammers use sophisticated psychological manipulation techniques to build a level of trust with their victim, having them divulge confidential information or authenticate the fraudulent activity as genuine. They will typically claim to be from the bank or well known and trusted consumer brands.
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social, engineering, fraud, cyber, security, scams
    
FICO
Published By: FICO     Published Date: Mar 02, 2018
Improved availability of data and new technologies that use it are disrupting our lives, influencing the way we interact with other, and the way we gather and consume information to make decisions. Businesses too are living in a time of continuous technological upheaval. The application of key technologies such as Machine Learning and Artificial Intelligence and Optimization, are fundamentally changing the manner in which businesses make decisions. This paper is your first step in understanding: • how you can leverage and operationalize analytics in your everyday business processes • improve customer relationships • grow revenue in an increasingly competitive world
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fico, customers, analytic, management, applications, solutions
    
FICO
Published By: FICO     Published Date: Mar 02, 2018
Global organizations such as Nestle?, Shell and others retain their leadership by solving their toughest challenges with advanced optimization. Manufacturers are seeking ways to apply advanced analytics and optimization through the entire planning and production lifecycle. This can help you achieve: Improved profitability, reliability and revenue by 10% or more Deploy a new planning solution in as little as 3 months Compute ready-to-implement plans for complex tasks within minutes Reduce your dependence on IT and rapidly evolve solutions Leverage industry-leading analytics and optimization and innovative modeling methodologies Monetise your existing analytic, ERP and other solutions, accelerate growth and reduce costs Learn How Three Manufacturers Are Using Optimization to Revolutionize Manufacturing
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manufactures, optimization, production, lifecycle, production, business, analytics
    
FICO
Published By: FICO     Published Date: Mar 02, 2018
The role of analytics in managing, improving and ultimately transforming supply chains cannot be understated. But what about the analytics themselves? FICO’s Zahir Balaporia and renowned author Tom Davenport use the term “The Analytics Supply Chain” to reflect that the actual analytics themselves parallel supply chains, with inherent challenges and problems if things “get stuck.” Rethinking analytics in these terms can not only improve supply chain performance, but also any other business problems you seek to solve. This article targets: · Steps in the analytics supply chain and the vital role of data and analytic models · How your predictions, recommendations and insights need to rely on similar attributes to finished manufactured products; · Key questions to ask yourself in determining where you need to fix your analytics supply chain.
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supply, chain, analytics, employee, optimization, organisations, productivity
    
FICO
Published By: FICO     Published Date: Mar 02, 2018
Sales and Operations Planning (S&OP) isn’t just about aligning supply and demand. Ultimately, businesses across all industries need to synchronize plans across all functions to strike the right balance between demand, resources and other constraints. Companies are realizing that their use of analytics to help improve decision making needs to evolve beyond just reporting to include machine learning and optimization. Download our latest Q&A now with published author and supply chain expert Mike Watson, and learn how virtually any S&OP decision can benefit from advanced analytics and automation. You’ll get practical advice to help build a strawman, so you can move forward quickly – before your competitors! Read this Executive Brief to know the Top 7 Questions to ask before deploying your Sales and Operations planning.
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operations, sales, supplier, inventory, resources
    
FICO
Published By: FICO     Published Date: Apr 07, 2018
Cybersecurity is on everyone’s mind – but why should you care about the cybersecurity of the businesses you work with? Download our infographic and discover: When you need to assess the cyber risk of another organization. The implications of not understanding the cybersecurity posture of the businesses you work with.. How measuring third-party cybersecurity risk will help you.
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FICO
Published By: FICO     Published Date: Apr 07, 2018
High profile data breaches such as those at Equifax and MyFitnessPal have made everyone aware of cyber-risk. It is not only the cyber-risk that exists within your business you need to assess – do you understand the risk you inherit from the businesses you work with such as your: -Suppliers -Customers -Acquisitions and mergers For vital information about why you should assess the different types of organization you work with; and to learn how you can do this quickly and easily - Read our guide ‘Why Should You Understand the Cybersecurity Risk of the Businesses You Work with?’
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FICO
Published By: FICO EMEA     Published Date: Feb 11, 2019
The automotive leasing and financing industry is facing its most competitive times. Market disruptors are moving quickly, leveraging technology to provide polished and high-value customer experiences to lure business away from more traditional lenders. However, the use of smart technology and automated credit decisioning can enable auto lenders to make accurate lending decisions and gain a competitive edge. Learn how you can: • Issue accurate and immediate credit financing decisions at the point of sale • Reduce delinquencies and credit losses • Grow your lending portfolio • Create winning offers using data and analytics • Speed up credit decisions to prospects and stay competitive • Use smart analytics to enhance the customer service experience Download the case study round up Digital Transformation for Automotive Finance to learn how you can transform your business.
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collections treatment optimisation, customer retention, lending decision, collection optimisation, debt managemen, auto leasing financing, automated credit decisioning
    
FICO EMEA
Published By: FICO EMEA     Published Date: Feb 11, 2019
Toyota Financial Services Optimizes Collections Treatments with a Customer-Centric Approach
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collections treatment optimisation, customer retention, lending decision, collection optimisation, debt managemen, auto leasing financing, automated credit decisioning
    
FICO EMEA
Published By: OutSystems     Published Date: Apr 10, 2014
The webinar features a complex-made-simple, real-world example from Don Griest at FICO, the leading predictive analytics and decision management software company. Don discusses how the OutSystems Platform is helping FICO rapidly deliver solutions with superior quality and unprecedented time to value, thus opening up new markets for the company.
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outsystems, predictive analysis, fico, cloud platforms, high productivity paas, management software company
    
OutSystems
Published By: Jive     Published Date: Feb 12, 2015
Relive this webinar with leading industry analyst Brian Vellmure. Flanked by seasoned CIOs (and Jive customers) Tony McGivern of FICO and Patrick O’Hare of Spectrum Health, Brian explores how CIOs are taking the lead in guiding their organizations through a rapidly evolving technology landscape. Topics covered include: • Navigating internal politics to overcome technological inertia • Choosing infrastructure and platforms that allow rapid technology adoption at scale • Shifting focus to exploit a fundamentally different technological landscape • Balancing and evolving the role of CIOs from cutting costs to driving business strategy
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enterprise, transition, interaction, digital business, social networks, vendor evaluations, vision, communication, collaboration, market assessment, search marketing, emerging marketing
    
Jive
Published By: FICO     Published Date: Nov 03, 2015
Examines the issues surrounding the effectiveness of related programs and practices across the financial sector.
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FICO
Published By: FICO     Published Date: Nov 03, 2015
Meet banking model regulations without killing your analytic's team's productivity.
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FICO
Published By: FICO     Published Date: Nov 10, 2015
"Ever wonder how FICO Blaze Advisor moved a US Insurance Company from 100% manual to 99% automated underwriting? FICO Blaze Advisor decision rules management system created a central, standardized and user friendly system for ACG Michigan"
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FICO
Published By: FICO     Published Date: Nov 10, 2015
needs
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FICO
Published By: FICO     Published Date: Jun 07, 2016
As any line of business (LOB) leader knows, making customer level decisions that balance risk and profit just keeps getting harder. And even when you think you have the right decisions, turning them into actions can be even trickier. You also need to consider the factors that make smart decisions difficult. Big data. Regulations. Customers who want an offer, fast, or else you’re going to lose them.
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FICO
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