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The FICO® Enterprise Security Score measures the likelihood that you will suffer a data breach in the coming 12 months. To deliver the FICO Enterprise Security Score, we access billions of external data points at internet scale and apply our analytics to give you an empirically derived score. You can measure the cybersecurity risk of your organization, or any organization you want to work with, to see the risk you are inheriting from your supply chain. We provide the information behind your cybersecurity score so you can see where you need to take action, and you can measure the effect of improvements on your overall cybersecurity posture.

Interpol reports social engineering as the “broad term that refers to the scams used by criminals to trick, deceive and manipulate their victims into giving out confidential information and funds.” Scammers use sophisticated psychological manipulation techniques to build a level of trust with their victim, having them divulge confidential information or authenticate the fraudulent activity as genuine. They will typically claim to be from the bank or well known and trusted consumer brands.

Many organizations consider optimization only for their largest or most challenging business problems, often utilizing a small number of Operations Research professionals. But in our age of Big Data, market globalization and increased competition, many organizations are successfully making the case that optimization can be applied to a wider variety of business and operational decisions, and be developed by a new group of users — the organization’s business analysts. With a proven track record of results demonstrating that organizations can increase profitability with business analysts applying optimization to many types of business problems, FICO’s proven development methodology is giving organizations the confidence to extend optimization practices across their enterprises.

In an era where Big Data decisions demand high-powered tools, organizations everywhere are still mired in complex spreadsheets that limit the speed and precision of their critical customer interactions. Read this fact sheet to learn how you can evolve beyond what spreadsheets alone can achieve: • Allow business users to easily create and compare “what if” scenarios, interact with compelling visualizations, and challenge, improve and build trust with stakeholders and collaborators • Rapidly deploy new optimization features and applications practically at the speed of thought – without leaning on IT – while leveraging existing investments in other analytic tools (such as R, SAS, MATLAB, and even Excel) Download Now

As consumers, we’re all having more experiences that seem almost magical: You’re in a mall when suddenly your smartphone beeps. It’s an offer for 20% off a pair of shoes you’ve been looking at online — from the store you just walked past! As business people, we know it’s not magic, but rather analytics powering these outstanding customer experiences. Analytics have evolved to the point where they answer an expanding range of useful questions. But understanding the different types of analytics – descriptive, diagnostic, predictive and prescriptive - and how to use them in your business can be challenging. Download the eBook to learn about the least understood – yet most powerful – tool in the analytic arsenal. Prescriptive analytics enable you to estimate and compare the likely outcomes of any number of actions, and choose the very best action to advance business objectives. Getting there isn’t as difficult as you think. Start your journey. Download the eBook today.

Whether you’re onboarding new customers, cross- or up-selling, getting your supply chain or logistics right, or even collecting unpaid debt, making the best choice of decisions means weighing not just what’s right for your department – but what is best for the business overall. Not to mention what is optimal for your customers and partners. And let’s face it, even with the availability of business intelligence and other analytic tools, it’s hard to know what constitutes the right actions to take in an era where Big Data consistently throws you curveballs. Prescriptive Analytics can help – but for most organizations, there are more questions and concerns than answers about how to implement it successfully. Read our white paper on how Prescriptive Analytics can transform your business decisions and actions – leveraging your existing analytics investment and organizational DNA while helping you drive transparency, customer experience, and profits

In our 32-criteria evaluation of real-time interaction management (RTIM) providers, we identified the 12 most significant ones — Adobe, Emarsys, FICO, IBM, IgnitionOne, Infor, Pegasystems, Pitney Bowes, Rocket Fuel, Salesforce, SAS, and Teradata — and researched, analyzed, and scored them. This report shows how each provider measures up and helps B2C marketing professionals make the right choice.

The world is swiftly moving towards global tax transparency, new pillars to set the standards dominate reporting and compliance procedures. However, in this transition, businesses might be struggling with complying with new and changing reporting standards, and the efficiencies achieved as a result of the change. But thankfully there is this one simple solution available that nails the complexities of two reporting standards – FATCA and CRS.

PSD2 puts accountability for unauthorised or fraudulent payments squarely on payment service providers. PSPs are now obliged to confirm their customer’s identity robustly when making payments and when managing their accounts. But these measures threaten to put barriers in the way of the frictionless journey that customers want.

PSD2 aims to tackle payments fraud and Strong Customer Authentication is the weapon of choice. Unfortunately, Strong Customer Authentication has a downside, it increases the burden on customers who must prove they are the legitimate account holder more often.

Tenuto conto del fatto che la GDPR è stato annunciato formalmente solo di recente, si evidenzia un buon livello di consapevolezza tra i partecipanti. Una volta informati sul regolamento, l'88% degli intervistati ha dichiarato che la propria azienda deve affrontare difficoltà tecnologiche per la compliance alla GDPR. Il percorso verso la compliance è percepito come molto laborioso.

As a subsidiary of the world’s largest food company, Nestlé USA is laser-focused on doing more with fewer resources and adopting highly efficient technologies and processes, including machine learning and prescriptive analytics. With 64 brands consisting of numerous products in each brand, maximizing payload and minimizing transportation costs is an extremely complex problem – particularly when you factor in demand forecasts and current supply levels.

FICO commissioned this research report with IndustryWeek to explore and understand how more than 400 manufacturing senior executive and managers are using supply chain optimization (SCO) in their businesses.

To Learn more, read this IndustryWeek eBook, sponsored by FICO, includes four articles about how a variety of manufacturers are using advanced analytics to "get ahead" in areas such as Big Data, supply chain and logistics, and other specific applications.

Want to solve rapid application development platform for building solutions across the entire lifecycle of manufacturing and supply chain business challenges?

Historically, manufacturers have “looked to the past” to help predict what they need to do in the future. This would include basic business intelligence, powered by spreadsheets, and even manual processes.

FICO’s Comprehensive Support for Calculating Impairment under IFRS 9

Consumers financing a new or used vehicle have more choices than ever before and rising expectations for great experiences on digital and through mobile apps show no sign of slowing.

Using FICO solutions, BMW improved their customer experience and increased retention by implementing an analytically-driven, automated digital-lifecycle marketing and communications platform. This solution uses a multi-channel customer engagement approach to streamline and improve conversion across the customer lifecycle.

How Does Toyota Keep 6,000 Delinquent Customers In Their Cars While Avoiding Millions of Dollars a year in Losses? For auto lenders such as Toyota Financial Services (TFS), striking the right balance between growth and risk means making profitable lending decisions. TDS was challenged with trying to balance growth and risk within its lending business and the decisions it previously made created an unacceptably high amount of delinquencies and repossessions for its customers.

The car industry’s fortunes play an important part in the stability of the broader economy. Consumers shopping for and financing a new or used vehicle have more choices than ever before. Empowered by digital delivery channels such as self-service and mobile, individuals are now able to rapidly choose and the vehicle and loan that best fits their needs.

As a subsidiary of the world’s largest food company, Nestlé USA is laser-focused on doing more with fewer resources and adopting highly efficient technologies and processes, including machine learning and prescriptive analytics. With 64 brands consisting of numerous products in each brand, maximizing payload and minimizing transportation costs is an extremely complex problem – particularly when you factor in demand forecasts and current supply levels.

Manufacturing companies have been using supply chain optimization (SCO) solutions?to solve complex operational challenges and improve their supply chains for years now. To reduce the costs of servicing customers and improve performance, manufacturers have made significant investments in supply chain optimization (SCO) solutions over the past decade or more. But why do some companies have had better results than others?

Now you can make sound business decisions in a matter of minutes that increase productivity, maximize operating benefits, improve product lifecycle management and reduce manufacturing costs. Find out how advanced analytics provides a desirable path to help manufacturers power up their capabilities, drive efficiency and better leverage machine and customer data.

Want to solve rapid application development platform for building solutions across the entire lifecycle of manufacturing and supply chain business challenges? Optimizing supply chain strategies helps businesses readily account for massive amounts of data as well the myriad constraints and conflicting objectives within your business. This easy-to-modify solution incorporates strong and proven optimization engines, flexible workflow and usability at every level to drive consistent, transparent and profitable decisions, which ultimately drive the best action(s) for your business.